Wednesday, March 9, 2011

Love Insurance

River talking to Silver: "Dad's going to the office. He earns money for birthday parties, books, our beautiful home and food."

A couple minutes later: "Mom, Dad earns our money....what would happen if Daddy died?"

River with her Daddy watching a movie
Mom: We would be Very Sad if Daddy died.  We would miss him Very much.  But as far as money - We have life insurance...that's when a lot of people pay some money and if one of the Daddy's die, then the life insurance gives their family money. We have life insurance so that if Daddy dies, our family will have enough money.

River: Oh. After a pause: MOM! What if Daddy didn't have life insurance?

Mom: Then I would need to go to work every day to get $$ to pay for everything.

River: Ooohhh! That would be SO sad!!

We then talked about how Daddy's job was to help people get life insurance. She brought up life insurance a couple of times that day and how greatful she was that Daddy had insurance, and that Mommy didn't need to work.

She was happy when we pulled up infront of Daddy's office the next day.  "Mom!  This is Daddy's office!  Life Insurance Office!

Movie Night!
When Colt's home - it's the funniest thing....
we all go from room to room like a school of fish following after Daddy!
If Daddy goes somewhere, it's not too long before most if not all of us are there too :)
He knows he's VERY loved!
As we were driving home, she was cute that she was trying to explain how thankful she was that if Daddy died we would have life insurance $$, it was difficult for her to come up with the words to explain her feelings:

Mom, When dad dies it will be great....no....i mean not great that he died but great that he had life insurance.....like.....I don't want dad to die, but it's nice that he has life insurance, when he dies, so you can stay home with us.

One more mystery of the universe figured out!!

Silver and Daddy!
I believe life insurance is one of the greatest things you can do for your family. When tragedy strikes, and you loose one member of your family....it's comforting to know that the kids can be taken care of by the Mom in the home instead of having to go out and work so hard to support her family.  This way the kids don't loose both parents - one to death, and the other to working.  Even though the Mom doesn't bring in a tangeable income, it is just as important to have life insurance on her too.  If she were to die, Daddy would be devastated and would want to take off some time to be with the family instead of having to jump back into work immediately.  I'm so thankful that we have life insurance on each of us...as with all insurance products, you hope you never have to use them....

I know it's uncomfortable to ponder, but seriously ask yourself....if my husband didn't come home today....what would I do?

If every Wife knew what every Widow knows, NO home would be without adequate Life Insurance. 
Life insurance is never for the one buying it...it's for the ones they leave behind....a true gift of love.....I like to think about it as Love Insurance.

It's amazing how inexpensive some life insurance products can be...Do you know that in many instances you can protect your family for around $20 a month?  $20 is worth it for that protection, and peace of mind!

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